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These 3 Pages Might be Your Key to a Clearer Mind, Better Ideas and Less Anxiety



Is she crazy? How the heck am I supposed to find the time to sit down and write out 3 pages each morning?

That was my gut reaction when I first heard about Julia Cameron’s Morning Pages. And if you aren’t someone who is already doing morning pages, your reaction is probably going to be along the same lines….

But I’m happy to say that I was dead wrong.

Since I have been doing this practice for the last 241 days, Morning Pages have changed my life in a myriad of ways:

  • I’ve come up with ideas that changed my businesses
  • I’ve worked through issues that were bothering me and seemed overwhelming
  • I’ve been better in tune with my intuition and listening to my heart
  • They have shown me what’s most important in my life and helped me to focus on that
  • They have helped me to leave situations and people that weren’t good for me
  • I’ve been able to unlock a lot of the chains of my mind and open up the dam so that creativity can flow
  • They bring me more serenity and help to quiet my overactive mind each day

Morning Pages are one of these things that sound so simple that you don’t think they could ever work for you. One of the things that I have realized in life is that many of the best things are really simple but our complicated minds want to tell us they won’t work for us.

What are Morning Pages?

Morning Pages are three pages of longhand, stream of consciousness writing, ideally done first thing in the morning.

There is no wrong way to do Morning Pages– they are not high art. They aren’t even “writing.” They are about anything and everything that crosses your mind– and they are for your eyes only. Morning Pages provoke, clarify, comfort, cajole, prioritize and synchronize the day at hand. Do not over-think Morning Pages: just put three pages of anything on the page…and then do three more pages tomorrow.

What are the Benefits of Morning Pages?

In the 241 days since I started doing Morning Pages, I have missed doing them twice. On both of those days, I was a bit more anxious, my thoughts were muddled and I just felt off. Could it be the Placebo effect? Possibly but I don’t think so.

Morning Pages have become an integral part of my Daily Routine and ultimately have made me a better person. Heavy claim, right? Here are some of the benefits:

  • They center you and clear your mind.
    We wake up with a ton of stuff floating around in our minds. We need to channel that energy and get it out. Morning Pages act as a ‘brain dump’ that will clear your mind to focus on other things. Whether it’s the small distracting thoughts that can take our attention or bigger, more challenging issues that can at times hijack our thoughts, Morning Pages allow us to “dump” all the “stuff”, making way for more constructive and creative thinking.
  • They help you discover your creativity.
    In order to retrieve your creativity, you need to find it. And it’s through this seemingly pointless process that you are able to find it. You discover things that have been hidden inside you and stuffed down in the business of life.
  • They help to silence your biggest enemy.
    Your inner critic.
  • They make you less anxious.
    Writing helps sweep away anxiety. Envy, anger, fear, vulnerability, procrastination…all those emotions can be put on paper and seen for what they are. By getting this stuff out and looking at it, you realize it’s not so bad and it helps to ground you.
  • They will help you become a better idea generator.
    I’ve talked a lot about the power of generating ideas on a daily basis. Your Morning Pages practice will help you take this to a new level.

The Beauty of Longhand

If you’re reading this blog post, there is a good chance that you do a lot of your work on a computer and/or mobile device. There’s a good chance that you haven’t written anything in depth or meaningful on paper in a long time. So it would make sense to you to simply type your Morning Pages out each day. You figure that you can get it done faster (since you type so much faster then you write).

Don’t do this.

Velocity is the enemy. It takes longer to write by hand, and this slowness helps connect us to our emotional life.

This was hard for me to understand at first.

Writing by computer is more emotionally detached practice. It helps keep our Inner Critic alive and well since we are so easily able to go back and fix our mistakes. It yields us speed and distance, but not the depth that we are looking for. Velocity is more often our enemy than our friend.

Think of writing morning pages on the computer as if you are driving 80 miles an hour. “Oh– wait, was that my exit?” we exclaim, glancing back over our shoulder at the destination we have blown past.

When we write by hand, it is more like we are driving 60 miles an hour. “Here comes my exit,” we say, well before we get to it. “Look, there’s even a gas station there. And what beautiful foliage…” In other words, we notice ourselves and our surroundings.

And in doing this, the paradox is that we are ultimately more effective– and, yes, efficient– throughout our day.

The Basics Behind Morning Pages

The idea behind the morning page is so simple. Wake up and write three letter-size, handwritten pages each morning.

You write in the morning because that’s when the veil of the ego is said to be the thinnest. It’s almost as if your ego needs extra time to wake-up and start with all of its demands for the day. Take advantage of this.

Write about whatever you want. Don’t think you have anything to say? That’s fine. Simply start writing “This is so stupid, I have no clue why I listened to that guy Chris Winfield and am sitting here writing in a notebook right now.” Don’t worry, I won’t get offended 🙂

The amazing thing is that stuff will start coming to you. I can’t explain it but it does.

Beautiful time

How Can I Make Time for Them?

I’ll be honest with you, I don’t think that I would do any of the practices in my Daily Routine if I didn’t think they were making me a better person and ultimately improving my life.

One of the biggest shifts for me came with how I approached time. I no longer viewed it as just quantity and looked at it from a quality viewpoint. Each one of the things that I do helps me in some way to better use my time. They make my mind clearer, sharper and more ‘quiet’. This allows me to focus better and ultimately be more productive.

Morning Pages are a great example of this. Yes, they take time to do (about 30-40 minutes), but they actually make more time than they take because we move more efficiently through our day.

So the tradeoff of an extra 30 minutes of sleep for a clearer, more alert mind become an easy one for me.

Here’s My Personal Morning Pages System

Just like everything else I do, I had to experiment to find the right way to use this tool. Something that would work for me. I encourage you to do the same.

For something that has no wrong way to do it, there sure does seem to be a lot of rules or suggestions for the ways to do the Morning Pages. I break a lot of them… Here’s exactly what I do each day.

I start my Morning Pages after I wake up (obviously), meditate and make myself a cup of coffee.

The first two pages are focused on clearing my mind. I write about whatever pops in there. It can be mundane stuff or very serious issues, something inspiring or something that might be depressing. It’s based on completely where I am at that moment in my life. I try hard not to judge myself and just do it.

I try to keep my writing positive but that’s not always possible. And that’s also okay.

Some of the writing is in the first person. Sometimes it switches to the third person. Some of it is me talking to my Higher Power/the Universe/Creative Intelligence and some is me ‘listening’.

The first words I write on paper are exactly the same as the first words I say in the morning “Today is going to be the best day ever.”

If I come up with an idea that I want to revisit later (so that I can flesh it out), I either make a mark on the page or I stop and jot it down in a different notebook or put it into Evernote. You’re not really supposed to re-read your Morning Pages but if I didn’t come back, I would miss out on a lot of great ideas.

I use the third page to mentally plan out how my day is going to go. I always keep this page completely positive so that I can visualize a successful, happy day. I write in statements like this:

I will meet with John Smith and it will be amazing! I will really be able to help him and there will be a great reason for us to work together.

In this example, I know that I have a meeting scheduled with John Smith later in the day and I want to get my subconscious mind working on ways to make that as productive and positive as possible. Here’s another example:

I will finish writing my Morning Pages blog post and I will love doing it. This post will really help people.

This last page of intentions is absolutely crucial to me because it helps me to focus my day even more and gives me a rough outline of the most important parts for later.

Action Idea

Before you even start, remember this: There is no wrong way to do morning pages.

As with any new habit or practice, it’s important to be gentle with yourself. And with a practice like morning pages, it’s really important to let go of the results:

When we start some new course of self-improvement, whether an exercise program, a spiritual practice or morning pages, we tend to expect immediate results. At least I do. And If I don’t see results pretty quickly, I tend to find reasons to stop doing the exercise. I decided this morning that I’d commit to doing morning pages for 30 days without any expectation of results.

Here’s an easy way to approach this practice and help to develop this habit:

1) Focus on doing the morning pages tomorrow. Just focus on one day.

2) Get a pen and a notebook ready and laid out the night before.

3) Wake up 30 minutes earlier than you normally would. Be okay with that. Tell yourself the night before that you are doing this and that you will feel well-rested in the morning (that simple statement will really help).

4) Wake up, say “This is going to be the best day ever!” (you can skip this part if you want) and write three pages. Be proud of yourself for this.

5) Try to do it again the next day. Use Jerry Seinfeld’s productivity secret here and don’t break the chain.

As you do this, you will start to notice things happening in your life. Things that you can’t explain. These are your dreams and desires manifesting. From three simple handwritten pages…

Are you ready to get started? Please share your thoughts about the Morning Pages in the comments below.

Want to go further?

Have you started to do Morning Pages and want to know how to make the rest of your day even better?

Well, you’re in luck! I created this 20-page guide that will show you exactly how to build good habits and create the perfect day for yourself.

Click below and enter your email to get access to my new eBook ‘How to Leverage Your Inner Ben Franklin & Create a Daily Routine That Works for You’

Use this guide to leverage age-old secrets from some of the greatest people in history to create the perfect day (no matter what). It includes worksheets, tools and resources that you can print out and use to make it all work for you.

Mubashir Khatri Success life. Making people successful in a changing world. Ranks feed

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What are the Benefits of Availing Laundry Services?




This is the most normal consideration why people choose laundry services. They do not have time to spend to clean their own clothing. Utilizing laundry services lets them have their time invested in better things like investing quality time with family or to capture up on some zzz’s and on a few of the other factors discussed about previously.

You can also use the time conserved to be more efficient specifically if you have some part-time work throughout the weekend. If you believe you can make more money throughout that time, then it is smart to get laundry services.


Why tire yourself doing laundry when you can simply pay and have your laundry issues fixed in an instant? Or perhaps you simply do not know the best ways to clean your clothing effectively. And possibly you have those large garments and you do not have enough laundry space. Or possibly you’re in a rush. Getting a laundry service is an option.


There are also circumstances that one may have an allergic reaction on cleaning agents or material conditioners. In addition, fibers from unclean clothing may also trigger breathing issues. Why not go to your nearby laundry service provider and let them clean your clothing?


Laundry stores focus on cleaning clothing so they have more knowledge about the different kinds of materials and the best ways to treat them correctly. Most of the time, they have a benefit over you in cleaning clothing.

Service warranty

Socks and handkerchiefs really get lost. Even if you clean your very own clothing, there will still come a time that you lost a sock or a handkerchief. Good idea about laundry stores is that they offer a guarantee that if they harm or lost your clothing, they will repair or change them.

Budget friendly

Aim to analyze your expenditures when you clean your very own laundry. Think about the cleaning agent, material conditioner, electricity and water intake plus your effort and time.

Maybe you find doing your very own laundry relaxing, a zen experience, where case a laundry service may be something that you would not think about regularly. However it might offer important back-up for those times when life gets busy and hectic weekends combine into weeks filled with conferences and late-night work. Knowing that you might simply drop off a package of shirts for the expert 48 hour shirt laundry service, or perhaps unload the entire week’s family laundry, provides you assurance in the middle of the mayhem.


Whether you depend on a laundry service as a vital part of a hectic way of life or rely on one simply when life gets busy, it is an extremely effective way of leveraging your time and minimizing the tension of life, and your shirts will be ironed more perfectly than they ever have been before!

Yes, truthfully, that’s simply benefits to get laundry services! It’s not that choosing laundry services is bad, however you may wish to think about these points.

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10 Must-Known Facts about PPF Accounts



Public Provident Fund, popularly referred to as PPF, is an excellent way to start saving money because PPF accounts are tax-free. As a systematic saving investment, it encourages individuals to set aside some money every month towards savings for the future.

Even Though PPF accounts are popular but not many people know about PPF accounts banks benefits for investors. Here are 10 must-known facts that investors need to make note of in order to maximize their benefits.

What is the Minimum Amount Required to Open PPF Accounts?

The minimum amount to start a PPF account is Rs 100 that can be opened by salaried employees, self-employed individuals, and other individuals. PPF accounts onlinebanks can be opened at any SBI or affiliated banks like Bank of Baroda or Central Bank of India.

Another option available to investors must know about PPF accounts that it can be opened at the post office. Additionally, in case of a minor, an individual can open an account on their behalf by the guardian.

What is the Maturity Period of PPF Account?

Also, what most people don’t know about PPF accounts banks mature after 15 years and hence are an excellent way to systematically invest in this plan which is tax-free as well.

What are the Minimum and Maximum Deposit Limit for PPF Accounts?

The minimum deposit limit for PPF accounts banks are Rs 500 to make over the course of a year and the maximum amount is 1 lakh in one financial year.

Deposits can be made in one go or installments in multiples of Rs 10. However, only 12 installments can be made each fiscal year.

Failure to deposit the minimum balance will lead to the PPF accounts banks being discontinued. However, note that the interest will accrue and once the payments are regularized and the prescribed default fee is paid, the account can be operated as usual.

How is Interest Calculated for PPF Accounts?

It is important that investors are aware of PPF accounts interest calculation method. This way, they will be able to calculate the interest and take a call on how much to save each month.

The first important point to note about PPF accounts banks is that the interest is based on the lowest balance between 5th of the month and the last day of the month. To maximize savings deposits should be made between 1st and 5th each month.

Note that the PPF interest amount is compounded annually and it is credited on 31st March every year.

What happens if Premature Withdrawals are made from PPF Accounts?

In the case of premature withdrawals are allowed from the 7th year onwards and it cannot exceed 50 percent of the balance amount at the end of the 4th year. However, the account can be closed prematurely permanently in case of death.

What is the Tax Benefits Extended by PPF Accounts Banks?

The tax benefits extended by PPF account back are as follows:

  • Qualify for deductions under Section 80C
  • The entire amount of maturity is tax-free
  • Deposits exempted from wealth tax

Whatis the Terms You Should Know about PPF Accounts Regarding Loans?

Another question that most people are unaware of PPF accounts is that a loan can be taken against PPF accounts banks but under certain conditions. The terms under which a loan can be taken are as follows:

  • The loan can be availed between 3rd and 6th year
  • Maximum of 25 percent balance must be maintained at the end of 2nd year
  • The interest rate charged on the loan will be more than 2 percent of the PPF interest rate at that time
  • Withdrawals must be repaired in a period of 24 months

Being aware of these terms and conditions about PPF accounts will help give respite to investors.

Can a Second Loan be taken on PPF Accounts Banks?

Something about PPF accounts that people need to know about is that a second loan can be taken up by investors between the 3rd and 6th year only if the previous loan has been prepaid in full. Once the account holders become eligible for withdrawals they will no longer be eligible for taking up loans.

Can the PPF Accounts Banks Subscription Period be Extended?

Another aspect that most people are unaware ofPPF accounts subscription period. After the 15 year period, account holders have an option to extend the period by 5 years.

However, it should be noted that the same rate of interest will be levied on the account. In case, despite the extension, regular contributions are not made then the withdrawals will be restricted and allowed only once a year.

Can NRIs Open PPF Accounts?

Another question that people have about PPF accounts is whether NRIs can open PPF accounts banks. No, NRIs are not eligible to open PPF accounts banks.

In cases where an account holder settles abroad then existing accounts are allowed and can contribute to it till the maturity period.

The pros outweigh the cons when talking about PPF accounts. Hence, as a systematic investment plan, it presents several advantages that investors should take up and capitalize on by deriving the maximum benefit extended.


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