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The Advantages of Living in an Apartment in Bangalore

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Bangalore is one of the busiest cities in India and finding an ideal home here can be an uphill task, especially when you factor in the time taken to commute from home to work, your child’s school, markets and entertainment areas in the city. To cut down on time spent travelling, many residents prefer to move into an apartment because such complexes offer good connectivity to amenities.

Take a look at the advantages associated with choosing this option.

Budget-friendly homes of all sizes

In Bangalore, property is being offered at various price points and you can buy a 1 BHK or a lavish 4/5 BHK duplex apartment basis your needs and budget. Note that the prices of apartments also vary depending on the facilities provided, quality of build and location apart from the carpet area and fixtures. For example, Sobha Dream Acres located in Panathur offers 1BHK and 2BHK apartments. It is spread over 81 acres to provide a serene and calm living experience. With a plethora of options, you can either choose a basic project or one like Sobha Dream Acres that offers the experience of an oasis.

Sobha Dream Acres.jpeg

Increased safety

Safety is a prime consideration and a point that distinguishes living in an apartment from living in an independent house. There is no doubt that apartments offer better safety as the entrance is protected by a slew of security personnel who are present around the clock. They check IDs of non-apartment dwellers before letting them in and keep an eye on delivery personnel and domestic help as well. Further, security cameras and constant surveillance improve safety by deterring miscreants. If you choose an independent house the responsibility of arranging for security falls on your shoulders, and isolating your residence is much easier for a troublemaker as opposed to identifying your flat in an apartment complex.

Access to numerous facilities

Modern apartments come with various facilities that enhance your living experience. These include 24-hour water supply, 24-hour solar-heated water, power backup via UPS as well as generator back-up, multiple elevators and more. In addition, exclusive apartment complexes also offer owners elevators that open directly into your apartment. Other facilities include a safe child play area, a clubhouse with sports facilities and indoor games. When you buy an apartment you can enjoy all these facilities, however, building this ecosystem for your independent home isn’t feasible or cost-effective.

Appreciation in value

Like all properties, apartments will also increase in value over time. The advantage with large apartment complexes is that many amenities such as office spaces and supermarkets open up in the vicinity to cater to those living in the apartment complex. The creation of this support infrastructure helps boost the value of your investment as everything you may need is a stone’s throw away.

The best news of all is that as investors and home buyers flock to this IT paradise, developers are building more apartments to cater to the increasing demand. To navigate the Bangalore property market you can rely on home loans by Bajaj Housing Finance Limited. Here you will not only get an affordable home loan but also assistance with finding the right property, in-person aid for site visits, help with documentation and more.

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Buy Inexpensive Splendor & Daily Treatment with Nykaa Coupons

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Nykaa was established three years before and has produced a particular place in the wardrobes of around fifty percent of a million people across the world. It is one of the largest splendor locations in India. Only at Nykaa, people use Nykaa deals not merely try to find modern clothing and components but also for splendor and style tips by professionals of Nykaa.

Nykaa coupons at being in the season 2012 due to the entrepreneurial desire of Falguni Nayar. She was the former managing director of Kotak Mahindra Money Business, which is the leading expense bank in India. She was also a Founding member of the Asia Society in India. She is also a part of several boards like Aviva Insurance Table, Dabur India and also serves as an independent member of the TATA Motors board. The idea behind this venture was her engagement in developing the style feeling of women around the world. She has always believed in providing the best quality with second attention to detail.

Nykaa is a software that brings all of those other brands under one roof. Nykaa has its effort with around 45 style brands which don’t surpass customer’s expectations. They’ve properly expanded their hands in around 14,000 cities. Nykaa Offers many cosmetics and specialist tips to simply help customers stay current with style bonanza planning around.

In a global wherever the facial skin of style improvements every second, it becomes all the more important for you to hold your self on the toes and be the king of the style world. Nykaa is the proper name and must certainly be on the top of the list once you have been in self-doubt or need specialist advice. Nykaa provides a multitude range of cosmetics, an attractive range of clothing and other things to possess your select from and few of these includes –

Glam & Fit – Here is the distinctive selection by Nykaa for the gymnasium and exercise nut girls out there. Why wear some old and tedious stuff to the gymnasium each day when you can slay with your monster gymnasium clothes? This section by Nykaa gives you enough flexibility to try with your appears every day. They give sports bras, active wear, sleepwear, swimwear, and a great deal more under this category.

Components – Number clothing is complete without the matching and similarly fashionable accessory. Particularly if you discuss the jewelry. Removed are the occasions when jewelry was connected with the ethnic clothing only. Nykaa is here to resolve your trouble linked to modern jewelry as well. Be it most occasions, function or any get-together, Nykaa could be your savior. You may also get some very great shades, handbags, stationery items, etc.

Splendor Companies – Nykaa is noted for their high-end splendor and epidermis products. They have everything protected with claws, hair, bridal makeup, etc. These items assurance to help you with the very best effects owing to their great quality.

Nykaa is the racing industry by its high range of products and services and fantastic quality. Also, Nykaa Coupons are anything which includes produced the consumers stick to the brand. They make them to truly save a few additional dollars from their pockets and make their shopping knowledge a lot more satisfactory.

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Top 5 Multi-cap Mutual Funds in 2019

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Multi-cap Mutual Funds are diversified mutual funds which are invested in stocks cross-market capitalization. Their portfolio consists of small-cap, mid-cap, and large-cap stocks. This fund doesn’t stick to one company although it is incorporated in small, mid and large-cap stocks in different proportion. When we compare these funds with low cap/mid-cap funds, then these funds are less risky and it is popular amongst the investors who have patience about the returns of an investment.

Best multi cap funds in India

  • Kotak standard multi-cap (G) -Direct Plan
  • JM multi-cap fund (G) -Direct Plan
  • SBI Magnum multi-cap fund (G) -Direct Plan
  • ICICI Pru multi-cap fund (G) -Direct Plan
  • BNP Paribas multi-cap fund (G) -Direct Plan

In multi cap mutual funds, the Investments are invested in different market capitalization instead of investing and one segment of the market. In this fund, there is very less risk, and this is good for the investors who have a low-risk appetite. In this, the funds are invested in small-cap mid-cap and large-cap markets in a fixed proportion. As these schemes are invested in different segments of the market, so it allows the fund manager to search or to change to any sector according to his views towards the market and the product. Due to this nature of the scheme, the returns are also very good with minimal risk.

 How to evaluate multi-cap mutual funds

Investing in any investment investor should assess the schemes.  So, to evaluate the multiple mutual funds, an investor has to look upon listed points:

  • History and the performance of the funds

It is essential to look out for the history of the funds and how they have performed in the past before going to invest in any multi-cap mutual fund.  And it is also crucial to look out at the reputation of the fund house.

  • Fund Returns

An investor must check on the annual returns of the fund house before investing in it.  And check the performance of the fund for about the past 5-10 years. And always select those fund schemes which have generated more returns than expected returns.

  • Expense ratio

Each house fund has a certain amount of charge annually as a part of their expenses on overall returns, which is called Expense ratio. Each house fund charges differently according to their costs. So before investing, an investor should check expense ratio because lower the expense ratio, lower the impact of returns.

Who should invest in Multi-cap Mutual fund?

Multi-cap mutual funds are diversified into stocks of various stocks and capitalization.  These funds create exposure in the stock market. This is best for the people who are afraid of stock picking and find difficulty in deciding which fund should opt.  And when they become pro in this investment market, then they can switch to over to pure cap funds.

*Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing.

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EXPOSED! THE TRUTHABOUT BRITS’ SUN-CREAM HABITS

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  • Just 2% of Brits pack the NHS-recommended amount of suncream
  • 69% of British families of four need EIGHT more bottles than they packed
  • It costs up to £17.45 for a 200ml bottle of sun lotion in Ibiza
  • Much cheaper to buy in the UK before travelling abroad

A new survey from  Holiday Hypermarket has revealed some startling statistics about Brits abroad.Not only do we not take enough sun cream with us on holiday, we then end up paying over the odds to buy more when we get out there. It means British holidaymakers end up spending up to £13 more per bottle, which means a family of four would shell out over £100 more than they need to.

What’s more, of the 2,000 people questioned, 25% said they take no suntan lotion at all with them on their holiday, and just 2% take the NHS-recommended* four bottles person for a week-long sunny holiday.

With the costs being significantly higher in many popular package-holiday destinations, British families are wasting money buying sun protection abroad, when it could be purchased at home for way less.

How much sun cream do we need?

The NHS recommends four bottles per person per week. That’s enough for two tablespoons of lotion applied five times a day. Almost 90% of respondents in the Holiday Hypermarket survey** said they take two or fewer.

How does buying abroad compare?

Post Office Holiday Costs Barometer*** says Britain is one of Europe’s cheapest countries to purchase suntan lotion – the average price for a 200ml of branded factor-15 sun cream is just £4.50.

In Ibiza, the average cost for the same product is a dazzling £17.45, while in Majorca it’s £13.15, and in Sliema, Malta, the typical price is £11.51.

For a family of two adults and two young children, who only take four bottles of sun lotion for a one-week holiday in Ibiza,that’s an extra £103 to buy eight more bottles during their break. That’s definitely going to leave Mum and Dad sore.

The table below shows the average cost of sun lotion in package holiday destinations across Europe, plus the extra cost of buying eight bottles in that destination compared to the UK.

Location One bottle: average cost for 200ml SPF15 branded sunscreen Eight bottles: total cost of buying at holiday destination Eight bottles: difference in cost compared to buying in UK
UK £4.50 £36 n/a
IBIZA, Spain £17.45 £139.60 £103.60
HALKIDIKI, Greece £13.15 £105.20 £69.20
MAJORCA, Spain £13.15 £105.20 £69.20
LIMASSOL, Cyprus £12.71 £101.68 £65.68
ALICANTE, Spain £12.28 £98.24 £62.24
BENIDORM, Spain £11.93 £95.44 £59.44
SLIEMA, Malta £11.51 £92.08 £56.08
ZADAR, Croatia £9.23 £73.84 £37.84
POREC, Croatia £7.29 £58.32 £22.32
LISBON COAST, Portugal £7.02 £56.16 £20.16
MARMARIS, Turkey £6.67 £53.36 £17.36
CORFU, Greece £6.31 £50.48 £14.48
PAPHOS, Cyprus £6.25 £50.00 £14.00
CRETE, Greece £6.14 £49.12 £13.12
TORREMOLINOS, Spain £4.82 £38.56 £2.56
ALGARVE, Portugal £3.94 £31.52 -£4.48
SUNNY BEACH, Bulgaria £2.34 £18.72 -£17.28

Craig Duncan of Holiday Hypermarket says: ‘Cost is one of the most important considerations for any holiday, yet Brits are underestimating the amount of sun cream they need and then wasting hundreds by stocking up abroad.

‘A British family can spend an eye-watering £200 to buy extra lotion for a two week holiday in Ibiza. That could easily cover a few delicious family meals, a room upgrade or new holiday clothes.

‘Buying enough sun cream at a supermarket in the UK is one of the most effective money-saving holiday hacks there is!’

See the infographic here:

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