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Why you should go for a Loan Against Property for Business Start-up?



Your start-up may be driven by a great business idea and have the required skilled labor and drive to make it big. But its success depends on having ample funds from the right source at the right time. A lack of funds can result in insufficient working capital and outdated technology and machinery, which lead to dissatisfied clients, low standards of operation and supply chain inefficiencies.

While you can find various business loans that are specifically designed for this purpose, you may not be able to afford the high-interest rate. Further, some lenders expect you to have a minimum business vintage of at least 3 years or submit collateral. This is why it’s a worthy idea to apply for a self-employed loan. You can secure a high amount at a low rate, without security.


Here are 5 reasons why you should make this move to grow your start-up.

  • Simple eligibility and document requirements

Expenses like machinery repairs, software updates, and the likes can show up out of the blue. In such cases, a loan against property is the best funding option as it has simple eligibility criteria that make way for a quick approval. Meeting all or most of these can speed up approval and give your start-up the funds it needs in a jiffy.  Further, loan against property documents required is minimal, ensuring that applying is simple and fast too.

A loan against property offers a sanction of up to 75% of the property’s market value. For instance, Bajaj Finserv offers a loan amount of up to Rs.1 crore to salabust.jpgried, and Rs.3.5 crore to self-employed applicants through its Loan Against Property. With such a hefty sanction you can cover business expenses of any nature, whether you want to upgrade software, procure inventory, lease equipment, pay for advertising or buy a warehouse. You can also do so at the right time to capitalize on growth opportunities.

  • Affordable interest rate and flexible tenor

Loan against property interest rates is lower than those of unsecured loans as the former category are backed by collateral. Further, if your property is in good condition, the lender may offer a rate that’s even lower. This, in turn, results in affordable EMIs and credit cost, allowing you to save a significant sum.

  • Flexible borrowing for unpredictable expenses

As a start-up, you may have to meet various kinds of unpredictable expenses from time to time. To pay them with ease, lenders like Bajaj Finserv offer a Loan Against Property on Flexi Hybrid terms. This lets you withdraw from your sanction as per your needs, so you can get funds when you need them, without having to submit a new loan application each time. Further, you pay interest only on the utilized amount, resulting in significant savings. Also, to manage your cash flow better, you can choose to pay interest-only EMIs for up to 4 years of the tenor and make repayments towards the principal thereafter.

  • Top-up loan to meet additional business expenses

You may consider expanding your business or may require additional funds urgently to increase production capabilities. In such cases, applying for a new loan may seem to be the only feasible option. However, it can be time-consuming and risky, as lenders may not want to approve a loan considering you have already taken one. In such cases, an existing mortgage loan can be quite helpful, as lenders like Bajaj Finserv offer a top-up loan over and above the existing loan against property in India. This allows you to secure additional funds without breaking into a sweat.

Thus, with a loan against property for business, you can fund your start-up’s financial requirements efficiently and improve profitability too.

Also Read: How to Fund your child’s higher education with Loan Against Property

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TOP 4 Essay Writing Services in the USA: 2023 Edition



essay writing services reddit

As an increasing number of students seek assistance with their academic assignments, the demand for reliable essay writing services continues to grow. With so many options available, it can be challenging to identify the best service providers. To help you make an informed decision, we have compiled a list of the top 4 essay writing services in the USA for 2023. These services have been carefully evaluated based on their reputation, quality of work, customer satisfaction, and affordability. Read on to discover the top essay writing services that can provide you with the support you need to excel in your academic journey.

essay writing services reddit

essay writing services reddit

What Makes a Great Essay Writing Service

Before delving into the top essay writing services reddit, it’s essential to understand the criteria we used to evaluate them. A great essay-writing service should possess the following qualities:

  • Quality of Work: The service should deliver well-researched, original, and high-quality essays that meet academic standards.
  • Professional Writers: The service should have a team of qualified writers with expertise in various subjects who can handle diverse topics.
  • Timely Delivery: The service should be reliable and capable of delivering essays within the given deadline.
  • Customer Support: The service should provide excellent customer support, ensuring effective communication throughout the writing process.
  • Affordability: The service should offer reasonable pricing plans that are affordable for students while maintaining the quality of work.

Now, let’s explore the top 4 essay writing services in the USA for 2023.

TOP 4 Essay Writing Services in the USA: 2023 Edition

2.1 EssayPro

EssayPro is a highly reputable essay writing service known for its commitment to quality and customer satisfaction. They have a diverse team of experienced writers who can handle a wide range of subjects. EssayPro offers a user-friendly platform, allowing students to place orders easily and track the progress of their essays. Their pricing is competitive, and they offer additional features such as plagiarism reports and unlimited revisions.

2.2 Grademiners

Grademiners is a popular choice among students due to its excellent track record and reliability. They have a team of highly skilled writers who are proficient in various academic disciplines. Grademiners ensures on-time delivery and provides 24/7 customer support to address any concerns. They also offer free revisions and a money-back guarantee, ensuring customer satisfaction.

2.3 Ultius

Ultius is known for its exceptional writing services and commitment to customer privacy and security. They have a rigorous writer selection process, ensuring that only qualified professionals handle the essays. Ultius offers a wide range of writing services, including essay writing, editing, and proofreading. They also provide a mobile app for convenient communication and order tracking.

2.4 EduBirdie

EduBirdie is a trusted essay writing service that offers a unique feature called “choose your own writer.” Students can browse through profiles and select a writer who matches their requirements. This personalized approach allows for effective collaboration and ensures that the final essay meets the student’s expectations. EduBirdie also provides 24/7 customer support and guarantees 100% original and plagiarism-free content.

How We Evaluated the Services

To evaluate the essay writing services, we considered several factors, including:

  • Reputation and reliability
  • Quality of work and adherence to academic standards
  • Customer reviews and satisfaction
  • Pricing and affordability
  • Additional features and guarantees
  • Customer support and communication

By carefully analyzing these aspects, we identified the top 4 essay writing services that offer outstanding support to students.


Choosing a reliable essay writing service is crucial for students seeking academic assistance. The top 4 essay writing services mentioned in this article – EssayPro, Grademiners, Ultius, and EduBirdie – have proven their worth in terms of quality, reliability, and customer satisfaction. Whether you need help with an essay, research paper, or any other academic assignment, these services can provide you with the support you need to succeed in your studies.

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