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Word Templates Increased efficiency

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A word template reduces the time spent on the creation and delivery of tasks assigned within a company. By providing a preformatted outline of what is expected, there is uniformity and consistency of document preparation adding onto the professionalism of your business.

Office Templates Harmonizing the process

Uniformity in the structure of documents across the different departments of a business is very crucial. Fortunately, office templates are key in helping you achieve that. Simply put, an office template is a predesigned document whose structural setup allows for its customization in alignment with the business’ purpose. Such a predetermination of layout and formatting styles harmonize the process of delivery of data owing to the clear outline of what is expected

Integration of extensive functionalities, text modules, and format template the dynamic advancement of technology has been behind the rapid innovation of template modules allowing for continuous improvement within businesses. The recent template management tools have made automation ofdocument creation possible. Companies can thus exploit the resultant extensive functionalities of Microsoft Office templates for real-time updating of relevant information into their business documents.

Other such benefits are the instant rolling out of updates on template formats across different company sections. These new privileges being significantly saving time and reducing operating costs.

Professional Templates for Microsoft Office

Word Templates Make it more than just words Microsoft Word tops the list of the Microsoft Office applications offered since text documents are constantly being created, shared, or printed. As a business owner, these templates accord you a plethora of benefits enhancing your ability to meet your set objectives.

Despite the different template file extensions, we offer word templates that have preformatted set-up further simplifying tasks at hand and boosting productivity. Additionally, you enjoy enhanced office uniformity and improvement in the overall professional image of your company.

PowerPoint Templates

For exceptional business presentations, seek professionals. Business presentations range from monthly update meetings to pitching of business proposals to potential investors. Through continuous consultation, we seek to create personalized MS PowerPoint templates reflective of your corporate design with regards to font, color, and layout. Whether you need marketing metrics, financial data, or business objective templates, our experts work tirelessly to help actualize your vision.

Establishing and communicating a clear process for the preparation of presentations improves the quality of work done reducing the time wasted on guesswork and the trials and errors.

Excel Templates

Organization at its best. We understand the criticality of priorities and deadlines to your business hence our commitment to assist you to achieve this goal. Our MS Excel templates are not only customizable but also user friendly enabling you to manage projects, simplify business processes, and organize work schedules.

We help you develop standard techniques in the layout, style, and formatting of the excel application that provides a clear outline of the processes for your employees. Achieving such clarity allows for increased employee morale and boosts their efficiency.

Standardization in the Implementation of Your Corporate Design

Enhance your visibility. Word Corporate design requires a strategic approach in the selection and arrangement of color, letters, font, style, and size on a company’s documents such as letterheads, brochures, and envelopes. Standardization of the company’s word templates communicates the unified method of content creation resulting in a sense of uniformity. With such synchronization, you are better placed to achieve your target corporate design thanks to the predesigned format and style.

Content and creation of corporate design your corporate design is imperative to the survival and growth of your business in its market. It amplifies the professional image of the company while reinforcing your promise to your market niche. Establishing physical uniformity in the style, color, and font of your look across departments is evidence of a correctly implemented corporate identity.

With Microsoft Office templates, we can assist you to develop a corporate design that is both recognizable and appealing to your market. The predefined template fields allowing consistency across documents further making you identifiable.

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Business

Top 5 Reasons Why Banks Reject Loan Applications & How You Can Avoid Them When Reapplying

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Top 5 Reasons Why Banks Reject Loan Applications & How You Can Avoid Them When Reapplying

Personal loans are a source of emergency funding for many people. But loan seekers must remember that applications for personal loans may get rejected. There are many reasons for loan rejection, and it is good to know them before applying. A personal loan rejection does not necessarily mean that you are not creditworthy. Understand the reason why you were refused credit loans, and you can easily avoid loan rejection when reapplying.

Here are the most common five reasons for loan rejection –

  1. Poor Credit History

Individuals who borrow and repay loans on time have high credit scores based on their history of repayment. If you have never borrowed before or have defaulted on a loan in the past, this will reflect in your credit score and may get you a loan rejection.

  1. Low-Income Level

Lenders analyze your income records to determine whether or not you will be able to afford the monthly installments. If the bank or the lender cannot verify your income with the information you have given or if they think that your income is insufficient – it may lead to a loan rejection.

  1. Debt to Income Ratio

A high debt to income ratio means that you are already spending a large part of your income in paying off your current debts. This is important, as it helps lenders determine whether you can take on another loan payment or not. People with low debt to income ratio are never refused credit loans.

  1. Living in a Location Where Defaults are High

It may surprise you to know that banks and lenders mark geographical locations where defaulters live. If your address reflects a location where many defaulters live, you could face a personal loan rejection.

What Should You Do Before Reapplying?

In case your loan application gets rejected, don’t worry. For refused credit loans, lenders are obligated to send a notice of adverse action informing the applicant about the reasons for denial of the loan. Here are a few simple steps you should take before reapplying.

  1. Take a Look at Your Credit Reports: Obtain your credit reports online for analyzing your credit history and score. Reviewing your credit reports will help you identify the problems such as late payment or defaults that led to your loan rejection.
  2. Evaluate Your Debt-to-Income Ratio: Taking a look at your current debts vis-à-vis your income will help you understand if you have sufficient income to repay the loan you had applied for. Creditors usually look for a debt-to-income ratio lower than 36% for good creditworthiness.
  3. Discuss the Loan Rejection with Your Lender: After analyzing your credit reports the best thing to do is to talk to your lender. They will guide you about the right reason why your loan application was rejected and how long you need to wait before reapplying.

Author Bio:

Shiv Nanda is a financial analyst who currently lives in Bangalore (refusing to acknowledge the name change) and works with MoneyTap, India’s first app-based credit-line. Shiv is a true finance geek, and his friends love that. They always rely on him for advice on their investment choices, budgeting skills, personal financial matters and when they want to get a loan. He has made it his life’s mission to help and educate people on various financial topics, so email him your questions at shiv@moneytap.com.

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